Loan Assistant - Madison County, IL
Posted 2025-04-06JOB SUMMARY:
Thank you for your interest in joining our team! FCB Banks is looking for talented, hardworking, energetic professionals to join our growing team in both customer facing and customer support positions. We are a locally owned community bank offering a broad range of products and services delivered with great customer service. FCB offers excellent working conditions, competitive... compensation and benefit packages, apply today.
The Loan Assistant assists Loan Officers with making and servicing all varieties of lending products provided by FCB. Provides service to customers and prospective customers.Works in a support capacity to Loan Officers.
Location: Madison County, IL
Shift: Full-Time; Monday - Friday, Saturdays on rotation
PRIMARY RESPONSIBLITIES & DUTIES:
 Explains loan options, rates, terms and collateral requirements to customers
 Orders credit reports, prepares loan documents and analyzes debt-to-income ratio
 Coordinates and conducts loan closings
 Reviews loan documents with customers
 Obtains customers signature on loan documents
 Initiates disbursement of loan proceeds
 Services loans in portfolio
 Monitors and follows up on loan maturities and renewals
 Works with internal and external auditors to ensure compliance with FCBs policies and procedures and federal and state regulations
 Keeps informed of changing rules and regulations pertaining to private and government insured mortgages
 Performs one or more of the following duties as needed:
 Closes consumer loans
 Completes loan maintenance
 Assists with bank customer service
 Handles loan customer service for all locations
 Assists all loan officers as needed
 Prepares certain Board reports
 Pulls past-due reports for loan officers
 Applies NSF charges for auto direct loan payments
 Other duties as assigned by management
SKILLS & REQUIREMENTS:  Communication skills: oral, written, listening and presentation  Attention-to-detail  Decisiveness  Initiative/self-motivation
TECHNICAL KNOWLEDGE REQUIREMENTS:
Working knowledge of:
 Real estate lending function
 Federal and state regulations pertaining to lending
Basic knowledge of:
 Bank operations, policies and procedures
 Bank products and services
 Computer system
 Operation of office equipment such as copier, fax machine, calculator, etc.
Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law.
In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department. Examples of reasonable accommodations include making a change to the application process; providing written materials in an alternate format such as braille, large print, or audio recording; using a sign language interpreter; using specialized equipment; or modifying testing conditions.
Applicants have rights under Federal Employment Laws
Equal Employment Opportunity Posterhttps://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf
Equal Employment Opportunity Supplement https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf
Family and Medical Leave Act (FMLA)https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/fmlaen.pdf
Employee Polygraph Protection Act https://www.dol.gov/sites/dolgov/files/WHD/legacy/files/eppac.pdf
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