REMOTE: Government Mortgage Underwriter
Posted 2025-04-05Job Description
Job Description...
Ladera Lending is looking for an experienced Government Mortgage Underwriter to join our team. The ideal candidate will be a seasoned Mortgage Underwriter with recent experience in a Retail lending environment. The position will be responsible for underwriting loans and apply necessary conditions to ensure that the borrowers meet program specifications by drawing upon thorough knowledge of residential mortgage underwriting guidelines.
Essential Functions-
 Underwrite new loan file submissions
 Responsible for reviewing / clearing own conditions
 Maintain complete and accurate loan files
 Make independent approval/suspense/declination decisions
 Ensure loans being underwritten meet the policies and procedures for salability
Experience-
 Minimum 3 years underwriting experience
 Recent experience using Encompass is a plus
 Ability to communicate effectively with customers and internal partners- both in written and verbal form
 Detailed oriented, flexible and adaptable
 Knowledge with mortgage products/underwriting procedures
 Knowledge in DU/LP and manual underwriting
 Learns quickly and thrives in a fast-paced environment
 DE/LAPP/SAR/ VA REQUIRED
 Remote ok in CA or AZ
Company Description
Ladera Lending is a direct lender licensed in over 21 States. With over 30 years in leadership in the mortgage industry, our experience has enabled us to be prepared for the ups and downs the industry presents. While other lenders are expanding into non-mortgage verticals, Ladera Lending continues to focus on what weÂre passionate about, Mortgage. If you see yourself in the mortgage industry in three years from now, we may be the partner you want to be aligned with.
Company Description
Ladera Lending is a direct lender licensed in over 21 States. With over 30 years in leadership in the mortgage industry, our experience has enabled us to be prepared for the ups and downs the industry presents. While other lenders are expanding into non-mortgage verticals, Ladera Lending continues to focus on what weÂre passionate about, Mortgage. If you see yourself in the mortgage industry in three years from now, we may be the partner you want to be aligned with
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