Field CAT Property Adjuster
Posted 2025-04-06For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, ESG initiatives and IDE journey.
Our Property Claims team is currently seeking CAT (Catastrophe) Property Adjusters. This is a full-time, exempt, REMOTE position with a 75% travel work schedule.
POSITION OVERVIEW:
 CAT adjusters handle property claims requiring field investigations and/or inspections. They must establish rapport with our insureds and maintain relationships with our agents, underwriters, contractors, restoration vendors, and experts. They are expected to know their territory, including the geography; regulations and the law as pertains to property claims; state and local public safety and regulatory agencies and officials; the insurance and legal climate; and public adjusters. CAT adjusters may use a company claims office location as their base of operations, or they may work out of their homes. They are required to be able to travel on little to no notice. Travel may be up to 75% of the time.
IN THIS ROLE, YOU WILL:
 Must have or secure and maintain appropriate states adjuster license(s) and continuing education credits
 Handle personal property claims requiring outside field investigations and/or inspections
 May use a company claims office location as their base operations, or they may work out of their homes
 Handle business interruption (BI) features in conjunction with BI specialists
 Works within specific limits and authority on assignments of moderate technical complexity
 Possesses functional knowledge and skills reflective of fully competent practitioner
 Investigates, analyzes, evaluates and negotiates personal claims of minimal to moderate complexity. May handle low complexity commercial claims
 May be responsible for all aspects of each claim, including informal hearings, arbitrations and small claims litigation and maintaining a high level of productivity, confidentiality and customer service
 Implement and coordinate the most effective management techniques to mitigate loss and expense payments
 Settlement and reserving authority levels are moderate
 May be required to have and maintain sufficient home-based internet connection
WHAT YOU NEED TO APPLY:
 BachelorÂs Degree or equivalent experience
 Minimum of 3-5 years experience as a CAT or Property Adjuster
 Strong organizational and time management skills
 Ability to negotiate skillfully in difficult situations with both internal and external groups. Demonstrates ability to win concessions without damaging relationships
 Demonstrates strong written and verbal communication skills. Promotes and facilitates free and open communication
 Understanding of applicable statutes, regulations and case law
 Thinks critically and anticipates, recognizes, identifies and develops solutions to problems in a timely manner
 Easily adapts to new or different changing situations, requirements or priorities
 Cultivates an environment of teamwork and collaboration
 Operates with latitude for un-reviewed action or decision
 Ability to use a personal computer and other standard office equipment
 Travel 75% of the time
 Ability to sit and/or stand for extended periods
 Ability to operate a motor vehicle 4-5 hours per day and to get in and out of the vehicle numerous times during the day
 Ability to load and unload equipment and supplies weighing up to 30 pounds from a motor vehicle as needed to perform field work
 Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings, often with utilities turned off or inoperable
This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job-related functions and responsibilities that employees will be required to perform.
CAREER DEVELOPMENT:
ItÂs not just a job, itÂs a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you  at every level  to grow and develop.
BENEFITS:
We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, youÂll enjoy what you do and have the support you need to succeed.
Benefits include:
 Medical, dental, vision, life, and disability insurance
 401K with a company match
 Tuition reimbursement
 PTO
 Company paid holidays
 Flexible work arrangements
 Cultural Awareness Day in support of IDE
 On-site medical/wellness center (Worcester only)
 Click here for the full list of Benefits
EEO statement:
The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.Â
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: [email protected] and include the link of the job posting in which you are interested.
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