Mortgage Loan Processor

We are looking for a skilled and detail-oriented Spanish Speaking Mortgage Loan Processor to join our vibrant lending team. The ideal candidate will bring extensive experience in mortgage processing, a proactive mindset, and a strong history of delivering solutions in the mortgage industry. If you're seeking a rewarding role that aligns with your financial aspirations, we encourage you to apply today!
Compensation:

$40,000 - $100,000 yearly Responsibilities: • Assure that loan files meet banking and regulatory guidelines and policies • Prepare and submit detailed loan packages to the lender underwriting department for approval or denial • Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval • Document the loan process from origination to approval through our system • Assist borrowers in determining the best mortgage type based on interview and situation • Order the following documentation as necessary: Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, condo questionnaires, subordination requests, and Title Work as needed for each file • Manages a pipeline of loans and maintains a timely and compliant flow of such loans through the process • Communicate with Underwriters to clarify conditions - Help administer all documents that are needed to satisfy underwriting requirements • Follow up on documents ordered in a timely manner • Maintain loan origination system and database with the proper loan information • Perform other related duties as assigned and required • Monitors and ensures closing dates and company deadlines are met • Handles all borrower communication from the point of contract to closing of the loan • Handles all Loan Officer, Loan Partner, and Underwriter communication with updates • Be a sponge for information/knowledge, always striving to be the best possible in your position • Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners

Qualifications: • Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans • Must possess exceptional attention to detail, as well as strong analytical and time management skills • Must have excellent written and verbal communication skills • Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required • Must have current working knowledge of mortgage loan products (FHA / VA / CONV / USDA) and knowledge of mortgage procedures, processes, and documentation • Spanish Speaking Preferred • Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan • Exceptional attention to detail must be organized and have excellent time management • Minimum 3 years mortgage processing experience for the right candidate, 5+ yrs Preferred • Current or previous experience fulfilling the roles of Processor, LOA, Loan Partner, Loan Officer, and / or Underwriter • Strong ability to prioritize and multitask without being micromanaged to meet multiple deadlines and a keen sense of urgency • Excellent customer service, interpersonal and communication skills • Work well in a team environment About Company

PRMG Mortgage Sacramento: Where Champions Are Made!

Join us in our mission to provide affordable home financing with a level of professionalism and service unsurpassed in the lending industry. Be part of a team that's making homeownership dreams come true in Sacramento, one loan at a time.

Ready to Become a Champion?

If you're passionate about mortgage lending and eager to join a dynamic team in Sacramento, we want to hear from you! Apply now and discover why the #ChampionsofLoans Team in Sacramento has been consistently recognized as a top workplace and why our customers rave about our service.

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