Mortgage Loan Officer (All Leads Provided | State/Federal Licenses)

ONE AMERICAN BANK and Agora Lending | Embrace the future but stay true to your roots

ONE AMERICAN BANK (“OAB”) was founded over a century ago, in 1883. Today, as an extremely well-capitalized financial institution, OAB is embracing technology. With new products and services, including online and mobile banking and a technology-driven mortgage division, Agora Lending, our goal is to enhance and simplify the way consumers conduct their financial business.

With strong leadership in place and a dedicated team, we will continue to proudly service our local communities and nation as a whole. And, while we are embracing technology, it is the team at OAB and Agora Lending who listen to consumers while assisting and empowering them to make the most educated decisions for their unique situations. We view technology as an added tool, not a replacement for our customer-centric, team-driven approach. Together, our technology and our team will deliver the best possible experience for our customers.

The Role

Our lending institution is looking for Mortgage Loan Officers to help join a high-performance team with projected annual loan production of $1 billion.

At Agora Lending, you’ll be representing the next generation of mortgage lending and creating strategic ideas for our continuous growth. You will also work on projects that have a significant positive impact on peoples' lives. Working on a team with other passionate, high-performing and talented people, you will make incredible impact on our success and yours.

Company Highlights
• Compensation paid in bps, no flats like other rate table lenders
• Flexible work schedule – not your traditional call-center
• Dual-platform allows for self-sourcing as well as Non-QM and Investor specific programs…not just another call-center platform.

Responsibilities
• Originate mortgage loans by converting in-bound leads provided by the company, establishing new client relationships, maintaining referral partners, and marketing to individual database and potential new sources
• Take full and accurate loan applications utilizing Ellie Mae’s Encompass360
• Process residential mortgage loans (Conventional, Jumbo, Purchase, Refinance) in a manner consistent with all company policies and procedures as well as all regulatory requirements
• Obtain and review required loan documentation and submits complete loan packages to Underwriting for approval and prepare for submission to Closing
• Manage a pipeline of loans and maintain timely and compliant flow of such loans through the process
• Monitor and ensure closing dates and company deadlines are met
• Communicates clearly and frequently with the client and related third parties involved in the transaction (e.g., buyers, sellers, title companies, builder and real estate agents.)
• Provides world-class customer service by effectively communicating and cooperating with all internal and external customers and referral partners
• Complete any yearly NMLS continuing education requirements and maintain an active license with NMLS
• Keeps abreast of changes in policies and procedures, standards and regulations applicable to the company and the mortgage industry

Qualifications/Experience
• College degree is desired
• In depth knowledge of loan products, programs, and guidelines
• Strong technical competencies - able to research on the Internet, utilize advanced tools, and have advanced Excel and Word abilities
• Proven ability to work in a fast-paced, start-up environment
• Creative and resourceful with a solutions-oriented approach
• Impeccable attention to detail and able to multi-task multiple priorities with deadlines
• Self-starter able to thrive in a team-oriented environment with individual goals and expectations
• Excellent selling, written, and oral communications skills that can influence decision-making
• Obsessed with the customers experience

ONE AMERICAN BANK (“OAB”) is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, age, color, religion, gender, national origin, disability, sexual orientation or veteran status.

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