Loan Originator - Belton

• Originate high quality loans which meet FCMC guidelines
• Develop business relationships with local Real Estate agents and Builders
• Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs
• Develop contacts with Banks partner store management team
• Take customer loan applications, including pulling credit
• Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
• Communicate with borrowers and real estate agents throughout the loan process
• Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
• Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
• This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
• Travel as needed to meet business needs
• Other duties as assigned

Position level will be dependent upon internal and external experience

Physical Requirements: • Must be able to remain in a sitting and/or standing position for extended periods of time • Requires ability to operate a computer and other office machinery • Ability to lift up to 25 pounds

FCBI is an equal opportunity employer.
Requirements
• At least 18 years of age
• High School Diploma or Equivalent
• 2 or more years of recent mortgage origination experience
• Knowledge of VA, FHA and conventional mortgage loan programs
• Knowledge of running LP, DU Underwriting Systems
• Experience with Ellie Mae mortgage originating and processing software
• Self motivation and capable of working from a home office with limited supervision
• Ability to review and understand credit reports
• Ability to organize and prioritize
• Good communication and presentation skills
• Comfortable working in a commission only environment
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

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