Mortgage Loan Processor

About the position

The Mortgage Loan Processor at OceanFirst Bank is responsible for processing various mortgage programs, including Conventional, FHA, VA, and portfolio loans. This role requires a thorough understanding of banking regulations and the ability to work effectively with both internal and external contacts, ensuring a smooth mortgage processing experience for clients. The position offers opportunities for professional development and a hybrid work schedule after onboarding.

Responsibilities
• Process Conventional, FHA, VA, and portfolio mortgage programs.
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• Ensure compliance with banking regulations and governmental requirements.
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• Maintain knowledge of bank products and services, with a willingness to learn.
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• Utilize prudent decision-making skills in processing loans.
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• Communicate effectively with borrowers, real estate attorneys, realtors, and builders.

Requirements
• High school diploma or equivalent.
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• Minimum of one year of banking experience, preferably in the Mortgage Department, or a degree in a banking-related discipline.
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• Valid NMLS Registration required.
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• Proficient in Microsoft Office with solid typing skills.

Nice-to-haves
• Additional coursework in banking, lending, or finance from an accredited institution or internal company training program.

Benefits
• On-site fitness facility at Red Bank and Toms River headquarters offices.
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• Hybrid schedule after initial onboarding.
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• Employee perks & discount programs.
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• Tuition assistance.
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• Incentive compensation program.
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• Professional development opportunities.

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