[Hiring] LOA Contract to Close @Nightowl

Join our dynamic team as a Mortgage Processor and be part of a leading financial services company dedicated to helping individuals achieve their dream of homeownership. We offer a collaborative and supportive work environment with opportunities for growth and professional development.

Key Responsibilities
• Review mortgage loan applications and gather necessary documentation for processing.
• Ensure accuracy and completeness of loan files according to regulatory requirements and company policies.
• Utilize Automated Underwriting Systems (AUS) such as Desktop Underwriter (DU) and Loan Prospector (LP) to assess loan eligibility.
• Verify applicant information, including income, credit history, and property details, using industry tools and resources.
• Communicate effectively with loan officers, underwriters, and clients to obtain additional information as needed.
• Coordinate with internal teams to facilitate timely processing and closing of loans, leveraging processes like ACE (Automated Collateral Evaluation) and PIW (Property Inspection Waiver).
• Maintain detailed records and documentation throughout the loan processing cycle, adhering to industry standards and guidelines.

Skills, Knowledge, and Expertise
• 3+ years of experience in mortgage processing or related field.
• 3+ years of experience using a LOS (Encompass preferred)
• Must have experience with order outs and calling third parties
• Familiar with using office applications
• Proficient communication skills
• Great personality
• Finance and accounting experience is a plus
• Knowledge of mortgage industry regulations and guidelines, including Fannie Mae and Freddie Mac requirements.

Benefits
• Above market salary
• HMO on Day 1 for principal and two dependents
• Government-mandated benefits
• Performance-based Incentives
• Quarterly Company Events
• In-depth training for career growth
• Great Company Culture and HR experience
• 1,000 PHP De Minimis
• Equipment and software provided

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